Predictive Risk Underwriting Tool | Verikai
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Better Insight.
Better Outcomes.

Verikai applies Machine Learning to more accurately assess individual and group risk for the insurance industry. Utilizing behavioral data, Verikai’s platform will help you better understand your groups and outwrite the competition.

Carriers & MGUs

Bind more policies while achieving a lower loss ratio.

I’m an underwriter

Brokers

Advise with confidence to attract and retain more business.

I’m a broker

Applied behavioral data. Informed underwriting.

Gain insight into the true health risk of 250+ million individuals with our database of over 5,000 behavioral attributes
Supplement claims

Underwrite groups accurately with limited or no data.

Replace health questionnaires

Increase precision by utilizing reliable data on individuals.

Improve risk selection

Decide which groups to confidently quote.

Increase efficiency

Upload a census and receive detailed risk reports in real-time.

Think beyond the manual

Underwriting is broken.

With current industry practices, a 25-year-old woman would be charged one of the highest premiums based on gender and age alone. With Verikai’s behavioral analytics, based on 5,000 behavior attributes for 250+ million insureds, this 25-year-old-woman and millions of others will benefit from more personalized risk-assessments and premiums.

Full-time employee College educated Asthma sufferer Medication adherence Nicotine smoker Frequent exercise
“We’ve been using Verikai for over 8 months now and every condition or drug that would have impacted the groups pricing has been found through Verikai’s system. We couldn’t be more pleased with how Verikai is working for us.”
Tim Johnson, President Stone Mountain Risk
“If you are looking to place small groups with limited to no claims, Verikai isn’t just a solution…it is the only solution.”
Scotty Campbell, SVP Stealth Partner Group
“We chose to partner with Verikai as it is a truly innovative product. Their organization aligns with our core mission of developing innovative cloud-based technology solutions that drive process improvements and economic efficiencies.”
Jon Harts, CRO Ringmaster Technologies
“Verikai is an incredible partner in supporting Health Rosetta’s goal of helping employers decrease their benefits spend, while improving the quality of benefits and care. Health Rosetta Advisors, on our infrastructure, receive the insight needed to drive the appropriate rate and funding recommendations for every client.”
Sean Schantzen, Co-Founder Health Rosetta
“Verikai is changing the industry by empowering brokers to identify employers that are good candidates for self-funding without the hassle of Individual Medical Questionnaires. Virtue Health Alliance has utilized Verikai to grow our Consortium with greater risk management and preferred underwriting vs the old days.”
John Sbrocco, Principal Virtue Health